Button 2 Button 1 Button 3 Button 4 Button 5 Button 6
  • Twitter
  • Facebook
  • Google
630-932-9100
Free Initial Consultation | Se habla español 630-932-9100
Mevorah Law Offices LLC
630-932-9100
Menu
DuPage County Attorneys

LOMBARD

900 E. Roosevelt Road, Lombard, IL 60148

Phone: 630-932-9100

BLOOMINGDALE

134 N. Bloomingdale Road, Bloomingdale, IL 60108

Phone: 630-529-4761

ST. CHARLES

333 N. Randall Road, Suite 104, St. Charles, IL 60175

Phone: 630-443-0600

JOLIET

58 N. Chicago Street, Suite 500, Joliet, IL 60432

Phone: 815-727-4500

CHICAGO

105 W. Madison Street, Suite 2200, Chicago, IL 60602

Phone: 630-932-9100

Filing a Car Accident Claim and its Effects on your Insurance

Posted on in Personal Injury
  • Font size: Larger Smaller
  • Hits: 741
  • Print
Even when you have auto insurance that covers injuries and damages, you should consider the consequences of filing a claim with your insurance provider. Sometimes, even when an accident is not your fault, a claim may increase your insurance rates and it may be better to skip the claim and pay out of pocket. LucyAlthough every provider is different, every insurance company will increase your rates if you caused the accident due to negligence, or if you continuously file claims in a short amount of time even for minor events. These circumstances cause you to be labeled as a "high-risk driver," which almost guarantees high rates for you because you will cost the insurance company a lot. To avoid an increase in your rate, it is best to keep a clean driving record. It is also important to know when you should file a claim. Consider not filing a claim if you are in a single-car accident and you were not injured, if you have multiple moving violations on your driving record, if you can afford the damages without the insurance money, if you have been in an accident within the past three years, or if your estimated repair costs are less than your insurance deductible. Lastly, know the surcharge schedule of your auto insurance company. This schedule is a rate increase that is prescheduled to automatically apply itself to your bill if you cause an accident due to negligence. There is no avoiding this surcharge and the information is not handed to customers voluntarily, so you must ask for it when choosing an auto insurance provider. If you have been in an accident or caused an accident, contact an Illinois accident attorney for assistance on what to do in the situation. Attorneys can help you deal with your insurance company and the insurance companies of the other people who were involved in the accident. Contact Mevorah Law Offices LLC in Illinois.
  • DuPage County Personal Injury Lawyers
  • Elite Lawyers
  • National Association of Distinguished Counsel
  • Top 40 Under 40
  • 2015 Top 40 Lawyers Under 40
  • Super Lawyers

Let us start helping you with a FREE initial consultation.

NOTE: Fields with a * indicate a required field.
*
*
*

One Stop For All Your Legal Needs

Whether you are going through a divorce, injured in an accident, need to file a workers' compensation claim, charged with a crime, immigrating to the United States, or need to file for bankruptcy, Mevorah Law Offices LLC can help. Our trial lawyers have over 35 years of experience helping clients throughout Northern Illinois from five offices in Lombard, Bloomindale, Joliet, St. Charles, and Chicago.

Steven Mevorah has assembled experienced attorneys under one roof so that his clients need not search for a new attorney each time they need help. Mr. Mevorah has also established a wide network of additional attorneys so that his clients merely need to stop by Mevorah Law Offices LLC to find the attorney they need.

Client Focused Representation

Our practice is focused on meeting your needs with flexible hours and locations to serve you:

  • Free initial consultations
  • Saturday and evening appointments available
  • Home and hospital visits if your injuries prevent you from traveling
  • Multiple locations throughout Chicagoland
  • Veteran trial attorneys
  • Experienced negotiators
  • Payment plans available
  • Cash, check, or credit card accepted